Tired of getting to the end of the money before you get to the end of the month? Wish you were in control?

If youre afraid to open your bills, if youve never added up how much you owe, if you cant even imagine being debt-free, its time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing whats really important. Debt-Free Forever is Gails step-by-step guide, and shell show you how to:

• figure out how much youve actually been spending
• calculate how much you oweand what its costing you
• build a budget that works
• maximize your debt repayments so you can be free of consumer debt in 3 years or less
• prepare for a rainy day so it doesnt mean a major setback
• set goals for your new, debt-free life

Make no mistake: Getting out of debt isnt easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if youre finished with excuses, overdue notices, and maxed-out credit cards, pick up this book, follow Gails plan, and start becoming debt-free forever.